THE ACHIEVEMENT PLAN 58%

SALES ACHIEVEMENT BONUS (SAB) 12%

INITIAL SALES DEVELOPMENT  BONUS (ISDB) 15 %
                             
GROUP DEVELOPMENT BONUS (GDB) 25 %
                                         
EXECUTIVE ACHIEVEMENT BONUS (EAB) 3 %

EXECUTIVE CAR FUND (ECF) 3 %

RANK & QUALIFICATION

Effective 1st January 2005